Affinity Mortgage Lending Program

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There are two lenders in the program: Freedom Mortgage and Wells Fargo. While Columbia does not specifically endorse these lenders, they are familiar with the complexities of faculty salaries, royalties, etc. with regard to obtaining a mortgage.

The program was instituted in 2006, and participating lenders are selected periodically through an extensive vetting process conducted by a committee that consists of senior administrators in Arts & Sciences, Business School, Law School, Finance, General Counsel, Human Resources, and the Office of the Provost.

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We recommend that you thoroughly research all of your options prior to making a decision.

To ensure that you reach the individuals within the participating financial institutions who are most familiar with the specifics of mortgages for higher education professionals, please be sure to contact the loan officers listed below. 
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Mortgage Lenders

Contact: Morris Cohen
NMLS #419553
Loan Officer

623 5th Avenue, 24th Floor
New York, NY 10022

Phone: 718-210-1124
Fax: 718-408-5715
Email: Morris.Cohen@FreedomMortgage.com
Website: https://www.freedommortgage.com/mtg/loan/fhmc/site2/app/morris-cohen

Secondary Contact: Mark Maimon
NMLS #: 3550
Phone: 646-330-4735
Email: Mark.Maimon@FreedomMortgage.com

Participants of the Columbia University Affinity Lending Program will be eligible to have their application, commitment, processing, underwriting and document preparation fees waived on all loans funded by Freedom Mortgage. Applicants must apply through Morris Cohen and the Mark Maimon Team at Freedom Mortgage to be eligible for this benefit.

Contact: Peter Schleider
NMLS ID 41331
MAC J0161-320
Private Mortgage Banking

150 East 42nd Street, 32nd Floor
New York, NY 10017
Tel 212-214-7908 | Cell 917-903-9874
Email: Peter.Schleider@wellsfargo.com

Contact: David Kossow
NMLSR ID 429833
MAC J0161-320
Private Mortgage Banking

150 E 42nd St, 32nd Floor
New York, NY 10017 

Phone: 917-260-1131 
Fax: 866-612-3237 
Email: david.kossow@wellsfargo.com

Loan services and post-closing gift card information (pdf)

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Mortgage Information

Your credit history will be checked by lenders when you are pre-approved for a mortgage, when you apply for a mortgage, and right before closing. You can check your credit every year on www.myfico.com or www.annualcreditreport.com. Both pull credit from all three agencies – Trans Union, Equifax and Experian.

Consider joining a credit union to  become eligible to apply for a home mortgage. With an IDCNY membership, there are several credit unions that offer membership as a benefit.

Following are some city, state and federal organizations that offer home buying programs and services, including programs for first-time home buyers.

Citibank offers a competitive mortgage for first-time homebuyers through the Home Run Program.

  • Zillow offers three types of calculators – a mortgage calculator, a refinance calculator and an affordability calculator. 
  • On Malvern National Bank’s website, there are several types of mortgage calculators available -- a bi-weekly calculator, adjustable rate mortgage calculator, mortgage loan calculator, mortgage comparison: 15 years vs. 30 years, mortgage qualifier, and a refinance breakeven.  
  • Bank Rate offers 71 types of mortgage calculators -- from fixed rate through remodeling calculators.
  • Adjustable Rate (ARMS) 
  • Conventional Loans
  • FHA Loans (3.5% Down)
  • Fixed Rate Loans
  • Jumbo Loans
  • Renovation Loans

This content is provided for informational purposes only.
Listing of the websites above does not constitute a recommendation of these websites nor is the accuracy of the information listed in these websites verified by the Office of Work/Life.
Columbia University does not assume any responsibility in connection with any of these websites, and recommends that any information listed therein be independently verified.

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Questions or Comments?

Your feedback is important to us. If you have utilized the services offered through the Affinity Mortgage Lending Program, please fill out a brief survey.

If you have any questions, please ask Alice Lesman at al2775@columbia.edu.